Holiday Home Insurance vs Love Insurance
It’s a commonly-held opinion that insurance is a negative thing. But would people take more risks in life if there was even more insurance around? Aside from the usual car insurance, holiday home insurance and contents insurance, what else do we have to fall back on in life?
We only have each others’ words; verbal guarantees that range in importance and impact. “I promise to meet you at X time,” for example is one such guarantee that may not matter too much if it’s broken. So someone is late to meet you for lunch. Who cares?
But what about “I promise to love you forever”? Surely no matter how much you know the person that’s speaking the words to you, that promise should come with a guarantee? There could be a form of insurance that promises you a cash sum should your lover depart, leaving you alone and without hope.
People would then be less afraid to love. People wouldn’t then analyse every detail of their interactions, looking for clues with which to spoil things before they really start, because they’d have insurance to fall back on.
And the best bit is, people would willingly sign up to this insurance, because when they are buzzing from the chemical releases in their brains that occur during the first few months of a new love, they would be completely abhorrent of the suggestion that their feelings might one day change.
It’s win: win – and so the departed would win the first prize: new love, and the remaining lonely broken-hearted person would have money.
It would be a winner for insurance companies too. Not everyone needs holiday home insurance or car insurance, but everyone needs love.
